This presentation/material has been prepared by CGS International Wealth Management Malaysia Sdn. Bhd. (formerly known as CGS-CIMB Wealth Management Sdn. Bhd.) (“CGS MYWM”) exclusively for your benefit and internal use solely for information and discussion purposes. All information contained in this presentation/material belongs to CGS MYWM and may not be copied, distributed or otherwise disseminated in whole or in part without the prior written consent of CGS MYWM. Nothing in this presentation/material is intended to be, or should be construed as an offer, recommendation or solicitation to buy or sell, or invitation to subscribe for any financial instrument, investment product or service. This presentation/material has not been reviewed by the Securities Commission Malaysia. This presentation/material has been prepared on the basis of information that is believed to be correct at the time the presentation/material was prepared, but that may not have been independently verified. CGS MYWM and its related corporations (as defined in the Companies Act 2016) (collectively “CGSI Group”) makes no express or implied warranty as to the accuracy or completeness of any such information. This information is subject to change without notice and its accuracy is not guaranteed. The CGSI Group and their respective advisers and representatives make no undertaking to update any such information subsequent to the date hereof. None of the CGSI Group and their respective directors, employees and representatives are to have any liability (including liability to any person by reason of negligence or negligent misstatement) from any statement, opinion, information or matter (express or implied) arising out of, contained in or derived from or any omission from the presentation/material or in any manner whatsoever for any consequences (including but not limited to any direct, indirect or consequential losses, loss of profits and damages) of any reliance thereon, except liability under statute that cannot be excluded. Investors are advised to make their own independent assessment of the contents of this presentation/material, should not treat such content as advice relating to legal, accounting, taxation, technical or investment matters or an opinion regarding the appropriateness of any investment or potential investment and should consult with a lawyer, tax advisor, financial adviser or other professional adviser to determine what may be best for the investor’s individual needs. Insofar as the performance of any transactions is contemplated, investors are to ensure that such performance will not be invalid or illegal by virtue of the laws of that jurisdiction. The information is intended for sophisticated investors. The presentation/material does not account for investor's risk requirements, needs, circumstances and objectives. An investment is subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative or a warranty of future results. Investors are advised to read and understand the contents of the Replacement Information Memorandum dated 8 May 2024 and its Product Highlights Sheet (PHS), obtainable at www.cgsi.com.my/en/wealth, before making an investment decision. In the event of any dispute or ambiguity arising out of such translated versions of this material, the English version shall prevail.